1.Kneeboard in a straight line outside the wake.
2.Pull the handle toward your waist and your knees toward your chest, while leaning back. This will cause the board to bounce.
3.Push your knees down as the board bounces into the air, to make the board parallel to the water while in the air.
4.Lean forward and allow your arms to extend slightly but not straight out.
5.Land with the board almost flat, with the nose slightly higher than the tail, and begin leaning back.
6.Repeat the entire process immediately so you again bounce into the air, even higher this time.
7.Establish a rhythm with your jumps, doing 5 to 10 in succession. By the second jump, you should be bouncing 1 to 2 feet off the water. Generate a rocking horse rhythm of leaning back and pulling in on the handle, then leaning forward and letting out the handle.
Pull twice as hard against the boat as it is pulling you, and lean back as you land to avoid burying the nose in the water.
Rhythm is crucial to good porpoising.
Warnings: Always wear a life vest and observe proper boating safety when kneeboarding.
1.Go to your local bank or currency exchange office (for example, an American Express Travel office) with identification and your checkbook.
2.Ask to purchase traveler's checks.
3.Write a check for the amount you want in traveler's checks.
4.Request a mix of denominations: $20, $50 and $100.
5.Sign the checks on the top line as directed by the teller.
6.Take the teller's receipts and place them somewhere separate from the checks. If you lose your receipts and your checks, the checks cannot be replaced.
7.Put the checks in a safe place.
Keep in mind that $100 checks are often difficult to cash outside of large cities.
Keep your checks neat, dry and clean.
Warnings: In some countries, checks receive unfavorable exchange rates in comparison to cash; in others, they receive better rates. Pay attention to exchange rates.
1.Go online and search under the heading "helicopter skiing" using several reputable search engines.
2.Visit the Web sites you find for helicopter skiing/boarding operators (see related sites).
3.Contact the various companies you find listed on the Internet and request a brochure.
4.Ask the tour operators whether they have any telephone references you can check.
5.Read the operators' promotional materials and look for information regarding safety records and the difficulty level of the terrain the operators cover, as well as the covered area's average snowfall.
6.Give special consideration to outfits that offer flexible plans to meet your needs (i.e., one-, three-, five- or seven-day trips, discounted price structures, special travel arrangements and snowboarding-specific trips).
7.Decide whether you would prefer luxury accommodations and fine food, all-inclusive packages or a low-budget experience.
8.Look at the fine print on an operator's price sheet to see whether the operator charges extra for vertical footage exceeding a designated amount and whether the operator refunds money if you do not reach a guaranteed level of vertical footage.
9.Check for amenities and services such as TV, telephone, Internet access, radio, games, fireplace, sauna, spa, apparel and repair shop, bar and massage.
1..Make your decision when you feel you've found the company that best meets all of your criteria.
Spend the extra money. Possessions are disposable, memories are not.
Remember that you are flying in a helicopter and riding wild terrain. Go with an experienced choice. If you were going in for a heart bypass, would you choose the medical student or the chief of cardiovascular surgery?
1.Select a date for the wedding. The last day of the year is considered an especially lucky time for an Irish marriage.
2.Choose claddagh rings for your wedding bands. These traditional Irish rings, when worn on the ring finger of the left hand with the heart facing in, tell the world your heart is taken forever.
3.Hire a piper to play at your ceremony. Contact your local St. Patrick's Day Parade Committee for help in finding one.
4.Ask a child to present a satin horseshoe to the bride at the conclusion of the ceremony. This represents good luck. Insert the horseshoe open end up (so the luck won't run out) into the bridal bouquet.
5.Honor the person who introduced you to each other with a special toast at the wedding. This tradition stems from the days when a matchmaker had that role.
6.Serve a traditional Irish wedding cake, which is a fruit cake filled with almonds, raisins, cherries and spice, and laced with brandy or bourbon. You can order this or make it yourself.
7.Sign up for ceilidh (dance) lessons for the bride and bridal party prior to the wedding to learn some Irish dances to perform at the ceremony.
8.Hire a band that can play popular Irish songs, such as "The Irish Wedding Song," "Oh Danny Boy," "When Irish Eyes Are Smiling," and "My Favorite Irish Rose."
9.Include a song or dance that reflects your family's specific heritage.
1..Tie harvest knots out of straw and decorate them with small flowers or bells to give to guests as favors. Attach a scroll explaining the significance, which is that young Irish men traditionally gave these to their girls to show their devotion.
1..Suggest your florist weave tiny harvest knots into your bouquet.
Save the horseshoe from the wedding as a family heirloom to pass on to your children.
Remember the Irish tradition that a sunny day is lucky, and a rainy one is not. Hope for sun on your wedding day!
1.Visit your school's Web site and look for links to information about the student government.
2.Find out about internship opportunities with the student government. Elected student officials often appoint special aides and other staff members to help conduct the daily business of the government.
3.Attend meetings of the student senate and other governing bodies to learn more about the inner workings of the student government.
4.Investigate your school's political parties, if it has them. Learn how they're organized and what they stand for. If a particular party interests you, talk to party officials about joining.
5.Find out when your school's elections will be held.
6.Decide which office interests you, then contact current student officials to find out how to run for office.
7.Sign up to run in the election.
Don't be discouraged if you find it difficult to get involved at first. Many student governments are run by well-established cliques that can be hard to penetrate. Your persistence will let others know that you're serious about serving the campus community.
If you find campus government daunting, get involved with your residence hall's student council. This experience will make you more comfortable with student governing in general and will make you more attractive to campus government officials and voters.
1.Locate a troop near you at the Girl Scouts Web site or by contacting the Girl Scouts of America.
2.Select the right program for your daughter. Daisies are kindergarten girls ages 5 to 6; Brownies are girls in grades one through three, or ages 7 through 9; and Girl Scout troops welcome girls 9 and older who have completed the third grade.
3.Submit a completed application form and health history along with a $7 annual membership fee.
4.Make sure your daughter learns the Girl Scout Promise and the Girl Scout Law.
5.Congratulations! Your daughter is a member. You go, girl!
In addition to national organization fees, each troop collects dues for its own activities and supplies. Financial assistance is available so that no girl is denied the opportunity of being a Girl Scout.
Uniforms are not required. However, many troops prefer that girls wear them to meetings and other troop functions for ease of recognition.
1.Set up your feet just like you would for a kickflip by placing your front foot right behind your front bolts, with the ball of your foot in the middle of the board. The back foot should be on the tail like it would be for an ollie.
2.Hit the tail and try to make the board flip on the way up, so the board isn't being pushed down.
3.Think about only doing a 90-degree kickflip rather than a full 180-degree kickflip (try to catch the board as you are turned only 90 degrees).
4.Push the rest of the turn with your hips and knees once you have the board caught at 90 degrees. If you lead with your shoulders, the rest of your body will follow.
The key is catching the board before you turn the whole way so that you are at your highest when the board comes back to your feet and you have time to turn it easily.
Try doing this off a small drop or bump to gain more turning time.
Overall Warnings: Skateboarding is an inherently dangerous activity that can result in serious injury or death. We recommend that you seek proper training and equipment before attempting this activity.
Estimating - Method 1
1.Determine your expected adjusted gross income. Do this by taking last year's income and adjust according to anticipated changes.
2.Subtract your expected deductions and exemptions to obtain your expected taxable income. Again, use last year's figures as a base.
3.Calculate the expected tax according to the tax table or tax schedules.
4.Subtract your expected credits.
5.Add any expected additional taxes. Self-employment Social Security taxes are the most common additional taxes.
6.Subtract your expected tax withholdings. What is left should be paid in estimated tax payments.
Estimating your tax withholdings can be tricky if you are employed at a new job or if the amount of your earnings will change substantially. Go to the person in charge of payroll and ask what your withholdings will likely be.
If you are self-employed, you are required to pay a Social Security tax of 12.4 percent on all of your net income up to $76,200 for 2000 and a Medicare tax of 2.9 percent on all of your net income with no limit.
Estimating - Method 2
7.Multiply the total tax shown on your last year's tax return by 90 percent. For the tax year 2001, the last year is 2000.
8.Verify the total tax shown on your year-before-last tax return. For the tax year 2001, the year before last is 1999.
9.Determine the smaller of 100 percent of your tax for the tax year before last or 90 percent of your tax for last year.
1..Subtract your expected tax withholdings. What is left should be paid in estimated tax payments.
Tips: If two-thirds or more of your income comes from farming or fishing, you will not be penalized if the total of withholdings and estimated tax payments equals at least 66 2/3 percent of the previous year's tax.
Warnings: If your adjusted gross income was over $150,000 in tax year 2000 - or $75,000 if married filing separately - you must pay either 90 percent of your 2001 tax or 110 percent of your 2000 tax liability toward your 2001 taxes in withholdings and estimated tax payments to avoid penalties.
Sending In Estimated Tax Payments
1..Obtain Form 1040-ES. Go to the local Internal Revenue Service office to get it, or order it by mail, phone or the Internet. It will come with four payment vouchers.
1..Divide your total amount of estimated tax payments by 4. You will be making four equal payments.
1..Send in the first payment with a 1040-ES voucher before April 16, 2001.
1..Send in the second payment with a 1040-ES voucher before June 15, 2001.
1..Send in the third payment with a 1040-ES voucher before September 15, 2001.
1..Send in the last payment with a 1040-ES voucher before January 15, 2002.
Always put your Social Security number on the 1040-ES vouchers. Your Social Security number should be on everything you send to the IRS.
Make checks payable to the United States Treasury.
You will not incur an underpayment penalty if your tax due is less than $1,000.
If you had no tax liability at all for 2000, you do not have to make estimated tax payments for 2001.
The IRS will sometimes waive an underpayment penalty if you have a compelling explanation. A change in filing status, especially from married filing jointly to married filing separately, will often result in a penalty waiver, but you have to request the waiver.
Overall Tips: The two methods of calculating your estimated tax payments probably will not come to the same amounts. The first method is designed to result in estimated tax payments very close to the taxes you actually have to pay; if your estimates on adjusted income, deductions, exemptions and credits are correct, you should end up with little or no refund or tax due. The second method is designed to fulfill IRS minimum requirements; if you follow it, you should not have any penalty even if you have an underpayment of taxes. The second method is safer and easier, but, unlike the first method, it could still result in a large tax due.
Overall Warnings: If you use the first method for calculating estimated tax payments and if you earn more money during the year from nonwithholding income than you anticipated, you could end up with tax due and an underpayment penalty. First-method users who recognize this is happening midway through the tax year should boost their estimated tax payments on payments still to be made.
1.Test your mask and snorkel together to determine fit and comfort.
2.Position the small rubber strap that attaches the snorkel to your mask so that the snorkel passes just above your left ear. (If you are using a special left-handed snorkel, it will be on your right.)
3.Take a deep breath, bite down on the mouthpiece and submerge your head in the water.
4.Exhale sharply once to clear any water that may be in the snorkel shaft. This is commonly called “blasting” or “purging.”
5.Inhale gently at first in case there is any residual water. Blast a second time if needed, and continue to do so whenever water enters the snorkel.
6.Learn to move gently on the surface—rapid or abrupt movements can fill the snorkel with water.
7.Inhale and hold your breath, then dive to explore the underwater environment around you.
8.Ascend, make sure the snorkel end is above the surface, then purge to clear the tube of water.
9.Breathe cautiously to be sure the snorkel has cleared completely. If you don’t have enough air left to purge, lift your head above the surface and take the snorkel out to breathe.
When you’re floating facedown in the water in a relaxed position, the snorkel should extend vertically above your head.
It’s normal for snorkels to flood with water periodically because of wave action as you move about on the surface. Practice purging your snorkel until it becomes routine.
Clearing the Snorkel of Water
1..Make sure you are gripping the mouthpiece of the snorkel securely with your teeth.
1..Exhale forcefully through your mouth. The majority of the water should be expelled from the tube. This method is commonly called "blasting" or "popping."
1..Inhale gently at first in case there is any residual water. Blast a second time if needed.
1..Continue blasting whenever water enters the snorkel.
If you are ascending to the surface, you can tilt your head back and exhale a small puff of air into the snorkel. Then as you rise, the air puff will expand and clear the tube naturally so that by the time you reach the surface the snorkel is already clear. This trick takes some practice to perfect, but it requires less effort than blasting.
Some snorkels have a type of one-way valve at the top that is intended to stop any water from washing inside while on the surface. These rarely work as advertised and are not needed.
1.Determine how much time you have to hike.
2.Add an hour.
3.Get a trail map, ideally a topographical map, of the area.
4.Assume that you will walk 2 to 3 miles per hour.
5.Pick a goal on the map that fits the time frame of your hike.
6.Look on the map for hills and likely shady areas.
7.Plan rest stops and determine whether you will be walking in steep or hot areas. Try to hit sunny areas early or late in the day.
8.Pack enough water for everyone in your party.
9.Pack sunscreen, a hat and a jacket, as appropriate.
1..Check any leash laws if pets are along.
1..Head off on your hike, bringing your map.
Plan conservatively, but leave your options open. You can always extend your hike.
Wear good shoes, but not new ones. Break in your shoes before heading off on the trail.
Warnings: If you are taking a long walk in the woods, tell someone where you're going and the approximate time you expect to return.